It means exactly what it is. You answer Trivia questions to gain points, with the periodic offer to 'gamble' those points for a bonus. Unfortunately, it's a bit fast paced, you've got a brief amount of time to answer the question, and the gamble part just sneaks up on you- but doesn't seem time limited itself, though I can't say for certain... I'm always trying to be completely on top of the next question too much to notice much when the gamble pops up. That being said.. I suck at trivia.. so.. no answers, sorry.. Eddie Murphy in a movie I've never heard of, Will Smith in a remake, didn't even know it was a remake! Should've.. but didn't.